Sening Capital account plans
Six levels with thresholds of 250, 10,000, 50,000, 100,000, 250,000 and 500,000 USD. No inactivity fee, no conversion charges and no platform maintenance charges.
Sening Capital offers 6 account plans with entry thresholds of 250, 10,000, 50,000, 100,000, 250,000 and 500,000 USD. The Essential plan (from 250 USD) works with no commission, with a spread from 1.4 pips. The Institutional plan (from 500,000 USD) offers a spread from 0.0 pips, a commission of 3 USD per lot round turn, a rebate of 2 USD per lot and access to FIX API. Every plan supports volumes from 0.01 lots and accounts in USD, EUR, MXN and BRL.
26 parameters, six plans, no small print
This table is the single source of truth on Sening Capital's conditions. The same figures are used in the education centre's calculators and on each instrument's page. If you ever find a discrepancy, this table prevails and we will be grateful for the report.
| Parameter | Essential | Active | Advanced | Elite | Private | Institutional |
|---|---|---|---|---|---|---|
| Minimum deposit | 250 USD | 10,000 USD | 50,000 USD | 100,000 USD | 250,000 USD | 500,000 USD |
| EUR/USD spread, from | 1.4 pips | 0.9 pips | 0.4 pips | 0.2 pips | 0.1 pips | 0.0 pips |
| EUR/USD spread, average | 1.6 pips | 1.1 pips | 0.6 pips | 0.4 pips | 0.2 pips | 0.1 pips |
| USD/MXN spread, average | 26 pips | 19 pips | 13 pips | 10 pips | 8 pips | 6 pips |
| XAU/USD spread, average | 38 pips | 27 pips | 19 pips | 15 pips | 12 pips | 9 pips |
| Commission per lot (round turn) | 0 USD | 0 USD | 7 USD | 6 USD | 4.5 USD | 3 USD |
| Commission rebate | — | — | 0.5 USD | 1 USD | 1.5 USD | 2 USD |
| Maximum leverage | 1:500 | 1:500 | 1:400 | 1:300 | 1:200 | 1:100 |
| Minimum volume | 0.01 lots | 0.01 lots | 0.01 lots | 0.01 lots | 0.01 lots | 0.01 lots |
| Maximum volume per trade | 20 lots | 50 lots | 80 lots | 120 lots | 200 lots | by arrangement |
| Maximum open positions | 100 | 200 | 400 | 600 | unlimited | unlimited |
| Margin Call | 100% | 100% | 90% | 80% | 70% | 60% |
| Stop Out | 40% | 30% | 30% | 25% | 20% | 15% |
| Discount on the swap | — | — | 10% | 20% | 30% | 50% |
| Free withdrawals per month | 1 | 2 | 4 | unlimited | unlimited | unlimited |
| SWIFT transfer fee | 25 USD | 25 USD | 0 | 0 | 0 | 0 |
| Personal manager | — | — | yes | yes | senior manager | dedicated team |
| Support priority | standard | raised | raised | high | 24 h line | 24 h line |
| Market analysis | basic | basic | extended | extended | + weekly call | + daily briefing |
| Education | levels 1–2 | all levels | + workshops | + journal review | + one-to-one sessions | + one-to-one sessions |
| REST and WebSocket API | — | yes | yes | yes | yes | yes |
| FIX API | — | — | — | — | yes | yes |
| Tax and audit reports | standard | standard | extended | extended | on request | on request |
| Account currencies | USD, EUR, MXN, BRL | USD, EUR, MXN, BRL | USD, EUR, MXN, BRL | USD, EUR, MXN, BRL | USD, EUR, MXN, BRL | by arrangement |
| Swap-free on request | yes | yes | yes | yes | yes | yes |
| Hedging, scalping and algorithms | permitted | permitted | permitted | permitted | permitted | permitted |
When paying commission pays off
The Essential and Active plans charge no commission but offer a wider spread. The plans from Advanced upwards offer a tighter spread plus a fixed commission. Which works out cheaper depends solely on your monthly volume, not on the marketing.
| Plan | Spread in money | Commission | Rebate | Total per lot |
|---|---|---|---|---|
| Essential | 16.00 USD | 0 | 0 | 16.00 USD |
| Active | 11.00 USD | 0 | 0 | 11.00 USD |
| Advanced | 6.00 USD | 7.00 USD | −0.50 USD | 12.50 USD |
| Elite | 4.00 USD | 6.00 USD | −1.00 USD | 9.00 USD |
| Private | 2.00 USD | 4.50 USD | −1.50 USD | 5.00 USD |
| Institutional | 1.00 USD | 3.00 USD | −2.00 USD | 2.00 USD |
At a volume of 100 lots a month, the difference in cost between Essential and Institutional comes to 1,400 USD. At 5 lots a month, the same difference is 70 USD: it does not justify tying up 500,000 USD.
How you move up and how you move down
The plan is determined by the amount of funds in the account and is reviewed automatically. An upgrade takes place on the next business market day once the balance reaches the threshold of the higher level.
A downgrade only applies if the balance stays below the threshold for 30 consecutive calendar days: a temporary drawdown or a one-off withdrawal does not cost you the conditions.
Requests for individual conditions on the Private and Institutional plans are handled through the personal manager.
Calculating the cost of a trade
+ round turn commission × volume
− rebate × volume
The cost of holding a position
The swap is the charge for rolling a position past the server's midnight. It is calculated from the difference in interest rates of the pair's currencies and can be negative (a charge) or positive (a credit). On the night from Wednesday to Thursday a triple swap applies for the weekend days.
From the Advanced plan upwards a discount applies to the negative swap: 10% on Advanced, 20% on Elite, 30% on Private and 50% on Institutional. A positive swap is credited in full on every plan.
In Sening Capital open the instrument's page → the “Conditions” tab. The built-in calculator adds up the swap for the number of nights chosen, taking account of your plan's discount.
Swap-free
On request, the account switches to a mode with no swap accrual. In place of the swap a fixed charge applies for holding a position more than 3 days. The arrangement is granted on religious grounds and is confirmed by a request in the personal area.
Account currency
The account is opened in USD, EUR, MXN or BRL. Matching the account currency to the deposit currency removes the double conversion: if you deposit by SPEI, open the account in MXN; if you deposit by PIX, in BRL. The currency cannot be changed after opening; to change it, an additional account is opened (up to 10 accounts per client, with instant, free transfers between them).
Where Margin Call and Stop Out are triggered
The margin level is calculated as equity divided by used margin, multiplied by one hundred. The higher the plan, the more room the company allows before a forced close.
| Plan | Margin Call | Stop Out | What it means in practice |
|---|---|---|---|
| Essential | 100% | 40% | The forced close comes sooner; suited to small deposits with small positions. |
| Active | 100% | 30% | Same warning, more room before the close. |
| Advanced | 90% | 30% | The warning comes later: it requires you to watch the margin level yourself. |
| Elite | 80% | 25% | Suited to portfolios with several simultaneous positions. |
| Private | 70% | 20% | A low threshold: responsibility for control rests with the trader. |
| Institutional | 60% | 15% | Maximum operational freedom and maximum demand for discipline. |
A lower Stop Out threshold is not an advantage in itself: it means the platform takes longer to step in and that the potential loss before the close is larger. A 15% Stop Out with poor risk management is more dangerous than a 40% one.
Frequently asked questions
The minimum deposit is 250 USD on the Essential plan. There are 6 plans in total: Essential (250 USD), Active (10,000 USD), Advanced (50,000 USD), Elite (100,000 USD), Private (250,000 USD) and Institutional (500,000 USD). The higher the plan, the tighter the spread and the lower the commission.
The Essential plan, with a deposit from 250 USD: no commission is charged, volume starts at 0.01 lots and the entire cost of the trade is contained in the spread, which makes it easy to calculate. At small volumes, the difference in spread between Essential and the higher plans is small in absolute money.
On the Essential and Active plans no commission is charged. On Advanced it is 7 USD per lot round turn, on Elite 6 USD, on Private 4.5 USD and on Institutional 3 USD. From Advanced upwards part of the commission is returned as a rebate: from 0.5 to 2 USD per lot.
The change is automatic on the next business market day once the account balance reaches the threshold of the next level. A downgrade only applies if the balance stays below the threshold for 30 consecutive calendar days, so a temporary drawdown or a one-off withdrawal does not change the conditions.
Yes. Accounts can be opened in USD, EUR, Mexican pesos (MXN) and Brazilian reais (BRL). Opening the account in MXN and depositing by SPEI removes the currency conversion. The currency is chosen when the account is opened and cannot be changed afterwards.
Yes, on all six plans. Scalping, hedging, news trading and algorithmic trading are permitted through the Sening Capital strategy builder or via the REST and WebSocket APIs. The Private and Institutional plans also have FIX API.
Stop Out is the margin level at which the platform automatically closes losing positions so that the balance does not go negative. The threshold depends on the plan: 40% on Essential, 30% on Active and Advanced, 25% on Elite, 20% on Private and 15% on Institutional. The order with the largest loss is closed first.
No inactivity fee is charged on any plan. An account with no trades for more than 12 months moves to archived status; funds are retained in full and remain available for withdrawal after contacting support.
Spreads by instrument
A filterable table of 240+ CFDs with the average spread per plan, swap and trading hours.
Risk management
The position sizing formula, drawdown, expectancy and R-multiples.
Deposits and withdrawals
12 methods, minimums by country and real processing times.
Open the account on the plan that fits you
The plan is assigned automatically according to the balance. You can start on Essential from 250 USD and move up with no paperwork once the account reaches the next threshold.
Minimum deposit 250 USD · Verification within 24 hours · Withdrawals processed within 24 hours